Expats in French-speaking Switzerland: 5 tips for a secure property purchase

Moving to French-speaking Switzerland is an exciting adventure. Whether in Geneva, Lausanne, or Montreux, the region attracts many expats every year, drawn by its quality of life, modern infrastructure, and strong economy. But when it comes to buying real estate, the dream can quickly turn into a challenging journey: strict regulations, complex taxation, and highly specific local procedures.

To avoid unpleasant surprises and secure your investment, here are 5 essential tips to keep in mind.

1. Check your eligibility before starting

In Switzerland, foreign property acquisition is subject to specific rules. Depending on your residence status and the municipality in question, restrictions may apply. Always confirm your rights with the local authorities before moving forward.

2. Anticipate hidden costs

Beyond the purchase price, additional expenses such as transfer duties, notary fees, property taxes, and condominium charges can add up. Anticipating these costs will save you unwelcome surprises.

3. Avoid tax pitfalls

Swiss taxation is complex, especially when combined with your home country’s regulations. The main risk? Double taxation. To navigate this landscape safely, consult a tax advisor specialized in international profiles.

4. Focus on "expat-friendly" properties

Certain properties are better suited to expats’ needs:

• Proximity to transport and international schools, making daily life easier.

• Residences with services (concierge, maintenance, security), highly valued by families and mobile professionals.

5. Work with bilingual local experts

Swiss real estate operates within a precise legal framework. To ensure a smooth process, involve local professionals such as real estate agents, notaries, and financial advisors. A bilingual (French and English) team is a major advantage.

Did you know?

In Montreux, almost 40% of premium property buyers are expats. The city illustrates the region’s dynamic market—where expert guidance truly matters.

Buying real estate in French-speaking Switzerland as an expat is ambitious but entirely feasible, provided you prepare thoroughly and rely on the right professionals. With proper guidance, this challenge can become a long-term investment opportunity.